Baccarat is one of the simplest casino games. You bet on which hand will win — Banker, Player, or Tie — and the dealer does the rest. Here's how it works:
Card Values
- Ace = 1 point
- Cards 2–9 = face value
- 10, J, Q, K = 0 points
- Only the last digit counts (e.g., 15 = 5)
Bet Payouts
- Player win: 1:1
- Banker win: 1:1 (minus 5% commission)
- Tie: 8:1
- Player Pair: 11:1
- Banker Pair: 11:1
Baccarat house edge: Banker bet has the lowest house edge at 1.06%. Player bet is 1.24%. Tie has 14.4% — experienced players generally avoid it. Always bet Banker for the best odds per hand.